You may still receive the Age Pension even if your income or assets are too high for the maximum rate. This guide explains how the income and assets tests reduce payments, when a partial pension applies, how couples and homeowners are assessed, and when the payment can reduce to $0.
You do not have to stop working before you can qualify for the Age Pension. This guide explains how employment income is assessed, how the Work Bonus can help, how your partner’s income may affect payment and what to consider before changing your work arrangements.
Age Pension eligibility usually requires at least 10 years of Australian residence, including one continuous five-year period. Learn how overseas residence, social security agreements, exemptions and returning to Australia may affect your claim.
Both partners in a couple can receive the Age Pension, but each person must qualify individually. This guide explains how Centrelink assesses couples, including different ages, combined income and assets, one partner working, separate residence histories and what can happen when partners live apart because of care needs.
Australian residence for the Age Pension involves more than citizenship or simply being physically present in Australia. This guide explains how Centrelink may assess your legal status, where your life was based, overseas absences, separate residence periods and the evidence that may help establish your residence history.
Age Pension eligibility depends on several rules working together. Understand how Centrelink considers qualifying age, residence history, income, assets, relationship circumstances and other factors before deciding whether someone receives a full pension, part pension or no payment.
Who can get the Age Pension depends on more than reaching age 67. Understand how Centrelink considers residence history, income, assets, relationship circumstances and other eligibility rules before deciding whether someone qualifies for a full or part pension.