Terms & Conditions

Last updated: October 2025

These Terms and Conditions govern your use of the website operated by A Degree North Pty Ltd (ABN 70 666 927 865), trading as Old Age Plan (“we”, “our”, “us”). By accessing this website or purchasing a product, you agree to these Terms.

Nature of Our Products

Old Age Plan provides educational and informational materials only.

Our products are designed to help families understand and navigate aged-care processes but do not constitute medical, legal, or financial advice. Users should seek appropriate professional guidance where required.

2. Website Use

  • You agree to use this website lawfully and respectfully.
  • You must not copy, modify, or distribute any content without written permission.
  • We reserve the right to change or remove content, prices, or availability at any time.

3. Product Information

We make every effort to ensure our product descriptions, images, and pricing are accurate. However, minor variations may occur due to printing, packaging, or supply changes.

4. Orders and Payments

  • All prices are listed in Australian Dollars (AUD).
  • Purchases are one-time transactions only.
  • No subscriptions or recurring charges apply.
  • Payments are processed via secure third-party payment providers.
  • We reserve the right to refuse or cancel orders if fraudulent activity or pricing errors are suspected.

5. Shipping and Delivery

Delivery times are estimates only. We are not responsible for delays caused by postal or courier services. Please refer to our Shipping Policy for full details.

6. Refunds and Returns

We comply fully with Australian Consumer Law.

Nothing in these Terms restricts your statutory rights.
Please refer to our Refund Policy for return and replacement procedures.

7. Intellectual Property

All website content, product designs, branding, text, graphics, and materials remain the intellectual property of A Degree North Pty Ltd (t/a Old Age Plan).

Unauthorised use or reproduction is prohibited.

8. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any loss or damage arising from use of this website or our products. Our materials are provided for general guidance and do not replace professional advice.

9. Privacy

Your privacy is important to us.

Please review our Privacy Policy to understand how personal information is handled.

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia.

11. Contact Us

For any questions about these Terms, please contact:
A Degree North Pty Ltd (ABN 70 666 927 865)
Trading as Old Age Plan
Email: support@oldageplan.com.au
Location: Sydney, Australia