Terms & Conditions

Last updated: October 2025

These Terms and Conditions govern your use of the website operated by A Degree North Pty Ltd (ABN 70 666 927 865), trading as Old Age Plan (“we”, “our”, “us”). By accessing or purchasing from this website, you agree to these terms.

1. General Information

Old Age Plan provides educational materials designed to help users understand and plan for aged-care decisions. Our products are informational only and do not constitute legal, financial, or professional advice.

2. Use of This Website

  • You agree to use this website lawfully and respectfully.
  • You must not copy, modify, or distribute any content without written permission.
  • We reserve the right to change or remove content, prices, or availability at any time.

3. Product Information

We make every effort to ensure our product descriptions, images, and pricing are accurate. However, minor variations may occur due to printing, packaging, or supply changes.

4. Orders and Payments

  • Orders are processed in Australian Dollars (AUD) via secure payment gateways such as PayPal or Stripe.
  • We reserve the right to refuse or cancel orders if fraudulent activity or pricing errors are suspected.

5. Shipping and Delivery

Delivery times are estimates only. We are not responsible for delays caused by postal or courier services. Please refer to our Shipping Policy for full details.

6. Refunds and Returns

We comply with Australian Consumer Law. Please review our Refund Policy for information about returns, exchanges, or damaged goods.

7. Intellectual Property

All content, including text, graphics, logos, images, and product materials, is the intellectual property of A Degree North Pty Ltd (t/a Old Age Plan). You may not reproduce or distribute any material without written consent.

8. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any loss or damage arising from use of this website or our products. Our materials are provided for general guidance and do not replace professional advice.

9. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we handle your personal information.

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of New South Wales.

11. Contact Us

For any questions about these Terms, please contact:
A Degree North Pty Ltd (ABN 70 666 927 865)
Trading as Old Age Plan
Email: support@oldageplan.com.au
Location: Sydney, Australia